A sizable bank need to collect and sustain in Digital kind, as prescribed because of the Board, until finally the completion of the bank's next CRA evaluation through which the info are evaluated, the following data for each compact small business loan or compact farm loan originated or obtained because of the financial institution throughout the evaluation interval:

indicates a lender that's not inside the business of extending closed-conclude property home finance loan loans, tiny enterprise loans, compact farm loans, or vehicle loans evaluated less than § 228.

질문들, 이제 더 이상 걱정하지 마세요. 이 글에서는 컴퓨터, 스마트폰, 앱 등 다양한 방법으로 네이버에 접근하는 방법을 명쾌하게 정리하여 알려드립니다. 네이버 세상으로 향하는 지름길, 지금 바로 함께 떠나보세요!

A lender that includes modified or added effectiveness evaluation parts with accompanying annual measurable ambitions in its plan should specify in its prepare once-a-year measurable ambitions that constitute “Satisfactory” effectiveness and may specify once-a-year measurable ambitions that constitute “Outstanding” general performance.

A lender that been given a under “Satisfactory” institution score all through its most up-to-date evaluation should include things like in its public file an outline of its existing endeavours to improve its effectiveness in assisting to meet up with the credit score requires of its entire Neighborhood.

The Board evaluates a large financial institution's document of helping to meet the credit history requires of its overall Group in its exterior retail lending location pursuant to § 228.

The CRA which portion will not demand a bank to originate or order loans or investments or to offer companies which are inconsistent with Risk-free and sound banking tactics, together with underwriting expectations.

A bank that gained a lower than “Satisfactory” establishment score all through its newest assessment have to include in its public file an outline of its existing endeavours to improve its overall performance in helping to meet the credit desires of its whole Local community.

signifies the interval, typically in calendar yrs, for the duration of which a bank executed the things to do the Board evaluates inside of a CRA examination, in accordance Using the Board's pointers and methods.

네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.

The Board evaluates an intermediate financial institution's document of assisting to meet up with the credit rating demands of its complete Neighborhood pursuant to your Retail Lending Check in § 228.

The Board evaluates The provision and utilization of the bank's deposit products and solutions aware of the needs of minimal- and average-revenue individuals, households, or homes as follows:

A considerable lender and a constrained intent financial institution that could be a large bank determined by the asset dimension explained while in the definition of a large bank have to acquire and report to the Board each year by April one an index of Every facility-dependent evaluation place displaying the States, MSAs, and counties in the ability-centered assessment location, as of December 31 of your prior calendar year or the website last date the ability-primarily based evaluation area was in result, delivered the facility-primarily based assessment location was delineated for a minimum of six months from the prior calendar 12 months.

The Financial institution Multistate MSA Community Development Funding Metric measures the greenback volume of the bank's Local community advancement loans and community progress investments that advantage or provide a multistate MSA when compared to deposits while in the lender located in the multistate MSA, calculated pursuant to paragraph II.g of appendix B to this element.